Our team at Stanley Insurance Agency knows that having proper insurance coverage on your motorcycle is important. That’s why we have put a list of the top 5 money-saving tips together for motorcycle insurance. Read below to learn more about how you can save on motorcycle insurance with our team.
1. Infrequent Rider Discount
If you only ride your motorcycle on the occasional sunny weekend, ask about discounts for occasional or part-time driver. You might also consider lowering your coverage cost if you don’t ride in the winter at all. If you have a loan on the bike, your lender will most likely require full coverage.
2. Join A Club
Members of motorcycle clubs sometimes are offered discounted rates. They are also a great way to compare policies with other riders, get recommendations, and see who is paying what.
3. Choose the Right Bike
Some bikes cost more to cover than others. For example, traditional road bikes have a lower premium than sportbikes often do. Never replace your bike without contacting your insurance company to see if the new bike will cost more to insure than the old one.
4. Drop Full Coverage
You have to have liability insurance that covers the damage you do to other people and their property. But, if your bike is old or not worth much, you might consider dropping comprehensive and collision coverages that pay for theft, vandalism, or damage to your bike in the event of an accident that is your fault. Whether this makes sense depends on how much you are paying for full coverage and how much your bike is worth. Weigh the cost/benefit, then decide whether to drop coverages. You can also ask our insurance agents for help making this decision.
5. Ask For Discounts
If you are shopping for motorcycle insurance it is important that you ask your insurance agents about any discounts they have available. Our team at Stanley Insurance Agency can help walk you through all of our discounts and how to qualify for them feel free to ask when you request a quote.
Contact Our Team For Motorcycle Insurance
Get in touch with our team today to learn more about our coverages and premiums for motorcycle insurance. Our insurance agents can help you get the best quote on insurance around. Fill out our online contact form or call us at 512-453-7007